New launch vs resale condo in Singapore: how to decide
How new launch and resale condos really differ - price, timing, cash flow and choice - and which suits your situation.
Clear, no-jargon guides to buying and owning a condo in Singapore - written to be useful whether or not you ever contact us.
Clear guides to buying a new launch or resale condominium in Singapore.
How new launch and resale condos really differ - price, timing, cash flow and choice - and which suits your situation.
How you pay for a new launch under construction - the construction-milestone stages and what they mean for your monthly cash flow.
Read a site plan and floor plan properly - orientation, usable area, efficiency, dimensions, and the red flags most buyers miss.
Who pays Buyer's Stamp Duty and Additional Buyer's Stamp Duty, how the tiers work, and what changes the bill.
The step-by-step sequence of buying a new launch - preview, balloting, booking day, signing and key collection.
How TDSR and MSR limit your loan, and how income and existing debts feed into the figure.
How tenure - leasehold or freehold - affects price, financing and how a property holds value over time.
A simple framework for weighing the location factors that tend to support long-term value.
A practical checklist for a showflat visit - what to measure, what to ask, and what showflats leave out.
The common first-time-buyer mistakes - budgeting, floor plans, rushing - and how to sidestep each.
Every upfront cost of a condo purchase - down payment, stamp duties, legal and other fees - in one checklist.
How CPF and cash combine to fund a purchase - what CPF covers, and the trade-offs of using it.
The resale purchase process end to end - offer, Option to Purchase, exercise, completion and keys.
What maintenance fees pay for, how they are set, and the real monthly cost of owning a condo.
A practical framework for assessing a condo's rental demand and resale prospects before you buy.
Decoupling, ABSD, school proximity and the strategy behind a second-property move.
What decoupling means, how the ownership transfer works, and why couples consider it.
How decoupling frees up one spouse to buy a second property, and the conditions involved.
The real costs of decoupling - stamp duty on the transferred share, legal fees, valuation and refinancing.
How decoupling compares with buying under one name and other routes to a second property.
The financing, legal, relationship and policy risks to weigh before decoupling.
Why HDB decoupling was stopped, and what HDB owners can do instead.
How living within 1km of a primary school affects Primary One registration priority.
How the 1km / 2km distance bands work in Primary One registration, and how distance is measured.
Whether 1km really guarantees a place - priority, balloting and the reality at popular schools.
How proximity to a sought-after primary school tends to affect demand, price and resale.
How renting near a school can be used for registration - and the rules and risks.
What's allowed when buying property for or in the name of a child - trusts, ABSD and the limits.
How a decoupling and a school-proximity move can combine - sequence, costs and pitfalls.
Common ABSD strategies - and why the 99-to-1 partial-share arrangement drew IRAS scrutiny.
A clear overview of the routes to a second property and the trade-offs of each.
How to sell in Singapore - condos, HDB flats, landed homes, shophouses and commercial property.
Selling a condo end to end - groundwork, pricing, marketing, the Option to Purchase, costs and timeline.
Selling a new launch unit before it reaches TOP - how a sub-sale works, and its costs and risks.
The step-by-step process of selling a completed resale condo - and what to do if it is tenanted.
How selling an HDB flat works - the MOP, buyer eligibility, the resale process and the CPF refund.
Selling a landed home - a narrower buyer pool, bespoke valuation, eligibility rules and the process.
Selling a shophouse - conservation status, zoning, a narrow specialist buyer pool and bespoke valuation.
Selling commercial property - GST, a business-and-investor buyer pool, different stamp duties and the process.
What Seller's Stamp Duty is, how the holding period works, and who it catches when selling early.
How to price a property to sell - transacted prices, fair comparables, and the cost of getting it wrong.
What selling actually costs and how long it takes - commission, fees, SSD, the CPF refund and the timeline.