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Property Affordability Calculator

An indicative estimate of the loan you could service. It applies a debt-servicing ratio to your income, after existing debts. The ratio and the stress-test rate are editable - confirm the current figures with MAS and your bank.

Gross monthly income

Existing monthly debt

Car loans, personal loans, credit-card minimums, other home loans.Debt-servicing ratio

Editable assumption. Verify the current TDSR limit with MAS / your bank.Stress-test interest rate

Banks assess at a conservative rate, not the promotional one.Loan tenure

years

Down payment

The share of the price not covered by the loan.

Estimate

Repayment you could service: S$6,100 / mth
Indicative maximum loan: S$1,155,660
Indicative maximum price: S$1,540,880

Estimate only, and general information - not financial, legal or tax advice. Confirm current rates and figures with the relevant authority (IRAS, MAS, HDB, CPF Board) and your banker before relying on them.

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